FYI- Best Intergenerational Community Awards

January 23rd, 2012

Best Intergenerational Community Awards

Generations United and MetLife Foundation will recognize up to 5 communities with the first-ever Best Intergenerational Communities Awards. Generations United is the national membership organization focused solely on improving the lives of children, youth, and older people through intergenerational strategies, programs, and public policies.  You can find out more about them at www.gu.org. MetLife Foundation is the charitable arm of MetLife and makes grants in health, education, civic affairs and culture.

Generations United and MetLife will select communities based on standard criteria that take into account a community’s own demographics, services, programs and organizational structure. Communities will be recognized for their specific intergenerational successes and will not be compared to other applicants. The winning communities will be awarded with a public recognition event in Washington, DC including visits with members of Congress, national and local media exposure, a profile on Generations United’s website, publicity through Generations United’s social media outlets (Facebook and Twitter), and recognition at the 2013 Generations United International Conference. The winners will also receive an award logo for us on websites and other materials and a physical award to recognize the accomplishment. Technical assistance on intergenerational practice and advocacy with Generations United will be available to the award recipients.

An intergenerational community is not just one where multiple generations reside. It is one where individuals of all ages are an integral and valued part of the setting. They have provided the following definitions as guidance:

“Communities” refers to geographic areas with defined borders and resident populations for which reliable demographic data is available. This could mean metropolitan areas, cities, towns, counties, zip   codes, neighborhoods and school districts. Individual organizations or living/care facilities are not alone  eligible for this recognition.

“Intergenerational communities” refers to place that (1) provide adequately for safety, health,   education and the basic necessities of life, (2) promote programs, policies, and practices that increase  cooperation, interaction, and exchange between people of different generations, and (3) enables all ages to share their talents and resources, and support each other in relationships that benefit both individuals and their community.

Generations United and MetLife Foundation are looking for this perspective to be reflected in the families, structures, facilities and services that children and older adults encounter in the community as well as in day-to-day interactions and relationships. Partnerships between local government, senior citizen homes, schools, businesses, local cultural and community organizations and services, families, older adults and children are essential to be considered intergenerational. An intergenerational community builds on the positive resources that each generation has to offer to each other and those around them. It also advances policies and practices that both acknowledge and promote intergenerational interdependence.

Who is eligible to apply? Communities that meet the above description. The application may be completed by any community member but must be completed in coordination with a local official (i.e. government official, Neighborhood Association President, County Executive, etc) and must be verified and signed by the official.

Application deadline is January 31, 2012, late submissions will not be considered. Applications and letters of support should be emailed to gu@gu.org

Applications will be reviewed in February by an expert panel who will be evaluating applications based on pre-determined criteria. Successful applicants will be notified later in February. The public recognition event will take place in Washington DC in March 2012.

For more information and to download the application visit: http://www2.gu.org/OURWORK/Programs/BestIntergenerationalCommunitiesAwards.aspx

New Episode- Aging Insights!

December 29th, 2011

                                               Aging Insights - Transportation

 Trenton- The New Jersey Foundation for Aging (NJFA) is pleased to announce the production and release of the fourth episode of Aging Insights, the Foundation’s new cable program. This episode, Maximizing Local Transportation Options, will be broadcast in January. Aging Insights focuses on information about aging issues and services. The program is available to public access stations.

 NJFA’s Executive Director, Grace Egan hosts the January show which looks at transportation options and innovations.  The guests include, Steve Fittante Director of the Middlesex County Office of Transportation, Karen Alexander, Director of Eldercare Services at United Jewish Communities (UJC) of Metro West and Jacque Rubel, founder of Aging in Place Partnership of South Brunswick. Mr. Fittante shared some of the innovative transportation options that have been developed during his 7 years in Middlesex County. Some of those services are a special community shuttle and travel training. Ms. Rubel in her work in South Brunswick has also incorporated travel training and worked with Mr. Fittante on adding routes to their community. Ms. Alexander relays the experience in senior housing communities supported by UJC Metro West, including the development of peer leaders who assist others in learning about transportation options.

All three of our guests are well informed on the topic of transportation and have worked with NJFA on several transportation studies and advocacy efforts.

Heat and Energy Assistance

November 10th, 2011

According to the federal government (US Energy Information Administration), heating bills are expected to increase slightly this season compared to last winter. Those who heat their homes with oil can expect to see an average of about $220 or 12% more this winter. Those households that heating with natural gas are expected to spend an average of $27 or 4 % more. While those heating their homes with electricity can expect to spend an average of $18 r 2% more than last winter.

For those who need assistance the Low Income Home Energy Assistance Program or LIHEAP is now available for the coming winter season. LIHEAP is designed to help low-income families and individuals meet home heating and medically necessary cooling costs. This year, the application period is November 1, 2011 to April 30, 2012.  To apply for LIHEAP, contact the authorized local community action agency or community based organization in your area.  A list of these agencies is found at www.energyassistance.nj.gov.  For persons age 60 or over, or who are disabled, applications may be received and returned by mail.  Other households may apply by mail at the discretion of the local agency. People who participated in LIHEAP last year will receive a recertification form in the mail to renew assistance through this program.

To be eligible for LIHEAP benefits, the applicant household must be responsible for home heating or cooling costs, either directly or included in the rent; and have gross income at or below 200% of the federal poverty level.  The chart below gives specific monthly gross income maximums for FFY 2012.  Persons who live in public housing and/or receive rental assistance are not eligible unless they pay for their own heating/cooling costs directly to the fuel supplier.  The amount of the LIHEAP heating benefit is determined by income, household size, fuel type, and heating region.  This year, the medically necessary cooling assistance benefit is set at $160.

For further information on LIHEAP or to locate the nearest application agency, call 1-800-510-3102.  Additional information about LIHEAP, including an application, is also available at www.energyassistance.nj.gov.

  LIHEAP

MAXIMUM MONTHLY GROSS INCOME ELIGIBILITY LEVELS
FFY 2012

Household

Size

USF

Program

LIHEAP

Program

1 $1,589 $1,815
2  $2,146 $2,452
3 $2,703 $3,089
4 $3,260 $3,725
5 $3,817 $4,362
6 $4,374 $4,999
7 $4,931 $5,635
8 $5,488 $6,272
9 $6,045 $6,909
10 $6,602 $7,333
11 $7,159 $7,485
12 $7,716 $7,638
If more than 12, add: $557 for each person $153 for each person

 If you are above the following income guidelines, but still need assistance with your heating or energy bills you may be eligible for assistance through NJ Shares. NJ SHARES provides energy assistance to moderate and fixed-income households experiencing a financial crisis. Eligibility is based on household size and income. Their clients are families and individuals who do not qualify for Federal and State assistance programs due to the household’s income. NJ SHARES Grant amounts can be up to $700 for heating source (gas, oil, propane and electric heat), and can be up to $300 for electric service. Grants must result in continuance and/or restoration of service. Applicants must demonstrate a temporary financial need and a history of good-faith payments to their energy provider.

 Eligibility Guidelines

 Applicants Must:

  • Reside in New Jersey
  • Be experiencing a financial crisis, such as a job loss or illness
  • Be behind on their energy bill, or need a fuel delivery
  • Have income over the limit for Federal programs such as the Low Income Energy Assistance Program (LIHEAP) and state programs such as the Universal Service Fund (USF).
  • Have an income level that does not exceed 400% of the Federal Poverty Level
  • Have made a good-faith payment of $100 or more within 90 days of applying for NJ SHARES (for gas and electric customers; deliverable fuel customers are excluded from this rule)

Guidelines for Seniors and the Disabled:

  • Applicants 65 years of age or older, with households of one or two members, will be eligible for NJ SHARES if the maximum household income is $80,000 annually or $6,666 monthly. Proof of age is required.
  • Applicants receiving Federal Social Security Disability (SSD) benefits, with households of one or two members, will be eligible for NJ SHARES if the maximum household income is $80,000 annually or $6,666 monthly. Applicants must show proof of Federal SSD benefit.

 Required Documentation for NJ SHARES applications:

  • Documents should be furnished to the intake agency at time of application.

1) Proof of Income (last four consecutive weeks prior to application date)

2) Proof of Identification

3) Most Recent Energy Bill

Aging Insights, NJFA’s New Public Access TV Show!

October 25th, 2011
The New Jersey Foundation for Aging (NJFA) is pleased to announce our new public access cable show available to public access stations across New Jersey. The Foundation hosts an annual professional conference as well as policy forums. The show will follow in the tradition of Aging Today, a program that has aired in Middlesex County for five years with more than 40,000 viewers. Aging Insights will make information about aging issues available to public access viewers and will widen the audience.  Grace Egan, Executive Director of the Foundation noted, “we are pleased to step into this opportunity and follow the lead of Aging Today.  The new show will be titled Aging Insights and will offer resources for boomers, caregivers and seniors while widening the viewership to other counties”.

The first show aired in October and featured NJFA’s Executive Director, Grace Egan as moderator and introduces the audience to NJFA. Program Manager, Melissa Chalker explains the Elder Index and our first guest, Lisa Pitz from the NJ Anti-Hunger Coalition talks about senior participation in nutrition programs.

Grace Egan, Melissa Chalker and Lisa Pitz

The second episode of Aging Insights has been filmed and will air in November. NJFA’s Executive Director, Grace Egan hosts the November show which looks at creativity- midlife and beyond.  The guests include, Eileen Doremus and Bill Hlubik, who speak about the 45th Annual Senior Art Show and the Master Gardeners Program. Eileen describes the opportunities for seniors to display their art work at the County Art Shows  and the NJ Senior Art Show while Bill cites many of the learning and volunteer opportunities available through County Cooperative Extension programs.

Eileen Doremus and Bill Hlubik on the set of Aging Insights

You can visit NJFA’s website, http://www.njfoundationforaging.orgfor more information about the Foundation, as well as, read full Press Releases about Aging Insights.

 You can also view Aging Insights by going to  http://origin.peg.tv/pegtv_player?s=piscatawaytv and clicking on Aging Insights.

Tips from NJ Dept of Banking and Insurance May Help Those Filing Insurance Claims

September 1st, 2011

An article in today’s (9/1) Trenton Times by Jarrett Renshaw, Statehouse Bureau, talks about information from the NJ Dept. of Banking and Insurance (DOBI) Commissioner, Tom Considine regarding the recent storm and insurance claims.

In a memo on Monday (8/29) the Commissioner stated that “Irene did not generate sustained hurrican-force winds, defined as 74 mph, but the time it got to NJ and told insurers they could not apply the hurricane deductible when calculating how much homeowners should pay for damages.”

So, what does this mean? It means, that homeowners across NJ could save a lot of money. Apparently, hurricane deductibles are much higher than the standard deductible on homeowner insurance policies. According to the article, “The hurricane deductible is often a percentage of the property’s value, ranging from 1 to 4 %… for example, a policy holder whoe home is insured for $200,000 with a 2 % hurricane deductible would have to pay the first $4,000 to repair hurricane damage. But in this case, the homeowner is only responsible for the first $500 to $1,000.”

NJ State Law says a hurricane deductible applies when the National Weather Service measures sustained hurricane winds above 74 mph, Irene’s peak winds were 71 mph, a small difference in mph but a big difference in out of pocket dollars for NJ homeowners who were affected by the storm.

It is good to know when contacting your insurance company, that they have been notified by DOBI that Irene was not classified as a hurricane and therefore you will pay your regular deductible on your homeowners insurance policy and not the higher hurricane deductible.

The link below will take you to the NJ Department of Banking and Insurance Website where you can see more storm related updates or contact them for questions.

http://www.state.nj.us/dobi/division_consumers/insurance/hurricane.htm#after

Medicare Open Enrollment Period

August 29th, 2011

Medicare Open Enrollment

Medicare Open Enrollment is October 15, 2011 – December 7, 2011

Did you know new prescription drug and health plan coverage choices are offered every year? Every fall, all people with Medicare should review their current coverage.

During the Fall Open Enrollment you can change how you receive your health coverage and add, change or drop drug coverage. You can make as many changes as you want. Changes made during the Fall Open Enrollment take effect January 1, 2012. If you don’t want to make any changes you don’t need to do anything, your current coverage will stay the same.

What you can do:

  • Change from Original Medicare to a Medicare Advantage Plan.
  • Change from a Medicare Advantage Plan back to Original Medicare.
  • Switch from one Medicare Advantage Plan to another Medicare Advantage Plan.
  • Switch from a Medicare Advantage Plan that doesn’t offer drug coverage to a Medicare Advantage Plan that offers drug coverage.
  • Switch from a Medicare Advantage Plan that offers drug coverage to a Medicare Advantage Plan that doesn’t offer drug coverage.
  • Join a Medicare Prescription Drug Plan.
  • Switch from one Medicare Prescription Drug Plan to another Medicare Prescription Drug Plan.
  • Drop your Medicare prescription drug coverage completely.

Medicare Advantage Disenrollment Period 2012: January 1, 2012 – February 14, 2012

During the Medicare Advantage Disenrollment Period (MADP) you can switch from a Medicare private health plan (also known as a Medicare Advantage plan) to Original Medicare. Regardless of whether the Medicare private health plan had drug coverage, you can join a stand-alone prescription drug plan, but you are not required to. For example if you have a Medicare Advantage Plan with drug coverage you can change to Original Medicare and a prescription drug plan or Original Medicare and no drug plan.  Changes made during the MADP go into effect the first day of the following month.

What you can do:

  • If you are in a Medicare Advantage Plan, you can leave your plan and switch to Original Medicare.
  • If you switch to Original Medicare during this period, you will have until February 14 to also join a Medicare Prescription Drug Plan to add drug coverage. Your coverage will begin the first day of the month after the plan gets your enrollment form.
    Note: During this period, you can’t do the following:
  • Switch from Original Medicare to a Medicare Advantage Plan.
  • Switch from one Medicare Advantage Plan to another.
  • Switch from one Medicare Prescription Drug Plan to another.
  • Join, switch, or drop a Medicare Medical Savings Account Plan.

Choosing Medicare coverage can be confusing, but understanding the different parts of Medicare and your Medicare coverage choices can help.  You can use the Medicare Plan Finder https://www.medicare.gov/find-a-plan/questions/home.aspx to help you make a decision about the best plans for you.

 If you would like assistance with this process please contact a State Health Insurance Assistance Program (SHIP). To find a SHIP program in your area visit: http://www.state.nj.us/health/senior/sashipsite.shtml

Tips for Caregivers

August 4th, 2011

Tips for Caregivers

A critical part an older adult remaining in the community is support from family and friends. Some of that support comes in the form of a family caregiver. We know that many sons, daughter, grandchildren, nieces/nephews or siblings are taking on the role of a caregiver to a loved one.

A recent report from AARP about the value of caregivers states that in 2009 42 million Americans provided care to an older adult family member with limited daily abilities. Furthermore, they found that 65% of those caregivers were female and many worked a job in addition to providing care. The report also states that the typical caregivers provides approximately 20 hours a week of unpaid care.

While, caregiving is a job and does require the caregiver to make sacrifices, many report that they appreciate the relationship between themselves and the care recipient. Providing care for a loved one can be a rewarding activity, even if it is challenging at times. Some say the bond they make with the care recipient enhances their life, such as a daughter caring for her mother may bring them closer and allow them to share thoughts and feelings that they did not before.

The relationship between the caregiver and the care recipient can become stressful, in most cases the family member is providing care that may be uncomfortable for one or both parties. Not to mention, the older adult care recipient may also be having difficulty with the change in their abilities and routine. Parents may be reluctant to share financial or personal information with children, which could make assisting with bill paying difficult.

Not only are there aspects of caregiving that stressful, but also time consuming. Tasks such as shopping, food preparation, laundry, transportation and physical care for another individual leaves little time to care for oneself.

There are of course many resources available, below are some tips we’ve found that may be helpful, as well as a list of resources.

Tips:

  1. Ask questions. To avoid an argument with the care recipient, make sure you ask specific questions about situations or decisions that need to be made. Ask their advice before making a decision for them, perhaps it is something they’ve already thought about or made arrangements for.
  2. Organize documents. Keeping important documents all in one place is a practical strategy. Create categories like personal, medical, financial, and keep them all in a binder or file. Also, keeping a list of medications and doctors can be helpful too.
  3. Take time for yourself. Utilize other family members, neighbors or local community services to provide care so you can take a break. Caregivers should not feel guilty about needing a break, taking an exercise class, reading a book or just taking care of you is necessary to assure you are taking good care of your loved one.
  4. Take advantage of local services. Contact the Eldercare Locator, a service offered by the US Administration on Aging, which helps people find services for older adults. There you can find adult day centers, rehab and nursing services in your own town, as well as, your county and municipal aging programs.

A list of County Office on Aging can be found at http://www.njfoundationforaging.org/services.html

To find a Senior Center in your area visit:

http://web.doh.state.nj.us/apps2/seniorcenter/scSearch.aspx

To get more information from NJ Division of Aging and Community Services visit http://www.nj.gov/health/senior/index.shtml or call 1-800-792-8820.

Eldercare Locator:             http://www.eldercare.gov/eldercare.NET/Public/index.aspx

Utility Assistance

July 19th, 2011

Utility Assistance        

Between these difficult economic times and extreme weather (how’d you like that heat wave?) it is easy to understand why some households may be having trouble paying their energy bills. PSE&G has recognized that many of their customers have fallen on hard times and so they’ve come up with a new program to offer assistance.

The program is called TRUE, Temporary Relief for Utility Expenses and it is designed to help moderate income households who are having difficulty paying their PSE&G bill. The TRUE program provides a one-time grant of up to $1,500 ($750 for gas and $750 for electric) for households that are not eligible for other low income programs.

To be eligible for TRUE customers must meet the following eligibility requirements:

  • Must have an annual income for a one person household of at least $21,672 and not more than $57,120. A two person household income between $29,000 and $69,853. A household of four must have an annual income between $44,112 and $103,034. To see income requirements for other household sizes visit, www.pseg.com/true_guidelines
  • Be 45 or more days past due on their energy bill and/or have received a service discontinuation notice (shutoff notice)
  • Demonstrate that four payments of at least $25 each have been made with the past six months
  • Not have received LIHEAP or USF benefits in the last year.

In addition to the TRUE program, there are other programs available to help customers pay their energy bills:

  • The Universal Service Fund (USF) (1-866-240-1347) helps make energy bills more affordable for low income customers with a $5 to $150 monthly credit.
  • NJ SHARES (1-866-657-3273) helps moderate income customers not eligible for low income programs to the TRUE program, with up to $300 toward electric bills and $700 toward natural gas bills.
  • NJ Lifeline (1-800-792-9745) helps seniors and disabled adults with a $225 yearly credit towards their PSE&G bills.

 For more information on energy assistance programs or to download applications, please visit www.pseg.com/help or www.pseg.com/ayuda. Applications are also available at all PSE&G walk in Customer Service Centers listed on your PSE&G bill. For access to billing information and payment history, customers can sign up for My Account at www.pseg.com.

Reading!

July 7th, 2011

In the Feb/March issue of Renaissance we reviewed the Book Still Alice.  This lead to a discussion with the NJ State Library about other relevant titles to suggest to you, your friends and family. They were very helpful in developing a list that also includes books for young readers. 

We thought we’d suggest a community-wide read focusing on these titles and so we have alerted the County Library Systems and the County Offices on Aging and shared these titles with them.

Let’s read, let’s laugh, let’s talk amongst ourselves. These books will inspire! Enjoy.

I Remember Nothing and Other Reflections by Norah Ephron. Reading these succinct, razor-sharp essays by veteran humorist (I Feel Bad About My Neck), novelist, and screenwriter-director Ephron is to be reminded that she cut her teeth as a New York Post writer in the 1960s, as she recounts in the most substantial selection here, “Journalism: A Love Story.” Forthright, frequently wickedly backhanded, these essays cover the gamut of later-life observations (she is 69), from the dourly hilarious title essay about losing her memory, which asserts that her ubiquitous senior moment has now become the requisite Google moment, to several flimsy lists, such as “Twenty-five Things People Have a Shocking Capacity to Be Surprised by Over and Over Again,” e.g., “Movies have no political effect whatsoever.” Shorts such as the several “I Just Want to Say” pieces feature Ephron’s trademark prickly contrariness and are stylistically digestible for the tabloids. Other essays delve into memories of fascinating people she knew, such as the Lillian Hellman of Pentimento, whom she adored until the older woman’s egomania rubbed her the wrong way. Most winning, however, are her priceless reflections on her early life, such as growing up in Beverly Hills with her movie-people parents, and how being divorced shaped the bulk of her life, in “The D Word.” There’s an elegiac quality to many of these pieces, handled with wit and tenderness. (Nov.) (Publishers Weekly)

Never Say Die: The Myth and Marketing of the New Old Age by Susan Jacoby (February 2011) As the older members of the baby boom generation approach 65, marketers are at the ready with an abundance of “age defying” products and services. But is aging as trouble free as marketers tout and aging consumers would like to believe? For her part, journalist Jacoby, herself in her 60s, admits to rage at the efforts to redefine old age without facing up to the unavoidable realities. For example, after age 65, the prevalence of Alzheimer’s doubles every five years. She focuses on distinctions between the young old (60s and 70s) and the old old (80s, 90s, and the few 100s) as well as the very different prospects for the elderly who are poor or minorities. Jacoby explores social, cultural, economic, and political changes in the concept of old age, from passage of the Social Security Act to extended life expectancy and retirement, from the activism of the Gray Panthers to the ravages of Alzheimer’s. Drawing on research, personal experience, and anecdotes, she offers an important reality check for Americans enamored of the images of healthy, active seniors featured in advertisements. –Vanessa Bush (Booklist)

I’m Too Young to Be Seventy and Other Delusions by Judith Viorst. The beloved bestselling author of Forever Fifty and Suddenly Sixty now tackles the ins and outs of becoming a septuagenarian with her usual wry good humor.

Fans of Judith Viorst’s funny, touching, and wise poems about turning thirty, forty, fifty, and sixty will love this new volume for the woman who deeply believes she is too young to be seventy, “too young in my heart and my soul, if not in my thighs.” Viorst explores, among the many other issues of this stage of life, the state of our sex lives and teeth, how we can stay married though thermostatically incompatible, and the joys of grandparenthood and shopping. Readers will nod with rueful recognition when she asks, “Am I required to think of myself as a basically shallow woman because I feel better when my hair looks good?,” when she presses a few helpful suggestions on her kids because “they may be middle aged, but they’re still my children,” and when she graciously — but not too graciously — selects her husband’s next mate in a poem deliciously subtitled “If I Should Die Before I Wake, Here’s the Wife You Next Should Take.” Though Viorst acknowledges she is definitely not a good sport about the fact that she is mortal, her poems are full of the pleasures of life right now, helping us come to terms with the passage of time, encouraging us to keep trying to fix the world, and inviting us to consider “drinking wine, making love, laughing hard, caring hard, and learning a new trick or two as part of our job description at seventy.” (Amazon.com)

Rules of the Road – Joan Bauer. (Teen Fiction) Jenna Boller, 16, has had a lot of practice at being responsible. Her mother is a nurse who works the night shift, and her younger sister yearns for attention. Jenna’s long-divorced, alcoholic father embarrassingly shows up whenever he gets an occasional urge to “make it up” to her. In addition, her wise and beloved grandmother is grappling with Alzheimer’s disease. So the teen’s mother reluctantly agrees to let her accept a summer job driving the elderly Madeline Gladstone, the crusty and demanding president of the shoe chain for which Jenna works, from Chicago to Texas. Jenna is surprised to learn that Mrs. Gladstone has problems, too: an aching hip as well as an aching heart. Her conniving son is maneuvering to take over the company and sell out for a huge short-term gain. Jenna comes to admire and love her boss and eagerly enters into an alliance of loyal employees to save the company. In making this valiant attempt, she finds herself truly transformed.

 Granny Torrelli Makes Soup by Sharon Creech, grades 4 to 7   “Bailey, who is usually so nice, Bailey, my neighbor, my friend, my buddy, my pal for my whole life, knowing me better than anybody, that Bailey, that Bailey I am so mad at right now, that Bailey, I hate him today. Twelve-year-old Rosie and her best friend, Bailey, don’t always get along, that’s true. But Granny Torrelli seems to know just how to make things right again with her interesting stories and family recipes. It’s easier to remember what’s important about love, life, and friendship while Granny Torrelli makes soup. ”

Now, head to your local library, it is a great place to keep cool on hot, humid summer days!