Archive for the ‘Uncategorized’ Category

Job hunting over 50

Friday, February 20th, 2015

Job hunting over 50

Looking for a new job over 50 might not sound like an easy task, but it is possible. And there are some steps you can take to increase your success.

Keep busy. Be a self starter. You can remain active by consulting, writing articles or blogs. It’s a mistake to take too much of a break. Keeping in touch with colleagues is also great. Keep them up to date on what you are doing and ask what is going on in their field. Networking can be a very beneficial thing, you can even look into attending networking meetings.

Be up to date. Email accounts with aol or yahoo are considered out dated. You may want to look into creating a gmail account (google) or using outlook. You want your email address to look professional and convey who you are, so no cute nicknames. Your email address should be your name and maybe something to indicate your profession or field of interest. For example, mchalkerSW@gmail.com

It’s good to be careful about your online persona, but being completely unable to find is not good either. An online job search expert, Susan P Joyce said, “the biggest mistake I see is older job seekers confusing privacy with invisibility”. You can create a Facebook account and/or a Linkedin profile where you can share information about yourself or things relevant to your line of work. Remember to keep it professional, no pictures of you getting drunk at a party or inappropriate posts like off-collar jokes.

You may be able to negotiate a few perks when offered a job for less money than you were hoping. Holding out for a job that pays more is not always the best move, that job may not be out there. It may be necessary to accept a job that is below your asking salary. However, you may be able to ask for more flextime, vacation days or another perk. Do some research on what jobs in your field of interest are paying, this will help you be prepared when asked what salary you are looking for.

It’s also good to be prepared in regard to your resume. It’s a good idea to ask for help from friends or family, but you can also get professional resume assistance. And keep it short, no one wants to read a five page resume. Recruiters get a lot of resumes, keeping it short and sweet is key, limit your work history to your most recent jobs. Highlight your skills. And proofread, nothing turns people off more than typos.

And don’t forget to check your wardrobe. If you’ve been working in a business casual environment, you may have to spend some money updating. Make sure your clothing fits and is not obviously out of date.

Do your research on any company you are interviewing with. You want to sound knowledgeable when you meet with them and you also want to be able to say why you will be a good asset. And be prepared to ask the interviewer questions too. Don’t say no if you are asked if you have any questions, come prepared with a few to ask.

Apply for a job even if you don’t meet all of the “job requirements”. I think this is good advice for job seekers of any age. Employers aren’t necessarily looking for someone to have all of the skills they list in a job description, if you meet a number of skills on the list and have other good qualities like a good work history you might be just the person they are looking for!

You can find assistance at

NJ Dept of Labor- http://jobs4jersey.com/jobs4jersey/jobseekers/older/

Pathstone- http://www.pathstone.org/services/training-and-employment-services/#Senior%20Training%20and%20Employment%20Services

Workforce 50- http://www.workforce50.com/content/JobsByState/New-Jersey-Jobs.cfm

AARP- http://www.aarp.org/work/job-hunting/?intcmp=FTR-LINKS-JOBRES-JOBHUNT

 

WINTER HEALTH 101, BY: HELEN HUNTER, ACSW, LSW

Tuesday, January 27th, 2015

soupHelen Hunter is a Social Worker and Geriatric Case Manager who often writes for Renaissance Magazine (NJFA’s online magazine for seniors, boomers and caregivers!) which you can view at http://www.njfoundationforaging.org/renaissance-magazine/

Here is a piece she has agreed to share with us on the blog, which is very appropriate for the season. Be sure to read to the end for a quick recipe.

WINTER HEALTH 101

With all of this bitter cold and bone-chilling wind we have had recently, I thought I’d share some information to help you stay healthy this winter (and for the rest of the year, too!)

Colds and the flu are caused by viruses, NOT from being outside or due to the abrupt change in weather temperature. Rhinovirus (the virus that causes the common cold) actually survives from the late spring through to the early fall months, when the humidity is high. Since we are more apt to be outside during these months, exposure is less likely. Cold and flu viruses spread more in the winter due to close contact with people indoors.

You CANNOT get the flu from a flu shot! Flu is spread through direct transfer of the virus from an infected person when they sneeze, cough, kiss or shake hands with someone else.

You lose heat from any part of your body that is exposed to the cold and not covered with clothing. If you’re wearing warm clothing, but your head is uncovered, then the only place you can lose body heat is your head. So, in addition to wearing warm clothing, you need to also wear warm socks, gloves and earmuffs and/or hats to protect yourself. Protecting your extremities is crucial, since those areas are most vulnerable to frostbite.

The sun’s rays are not as strong in winter as they are in the summer. However, you can STILL get sunburn, even if it’s cold and cloudy, and when the sun’s rays reflect off snow! Protect your skin by using a sunscreen with SPF 30 or higher and UVA/UVB blocker year round.

Pollen or ragweed allergies improve somewhat in the winter. If you are sensitive, however, to indoor allergens such as pet dander, mold or dust mites, your allergies may actually worsen! Sneezing or stuffy nose symptoms may be more problematic than usual during the winter season, so keep your home as clean and germ free as possible.

Eating chicken soup CAN fight a cold! Chicken soup may have a positive effect on the immune system and can bring white cells together, which help fight off infection in your body and help you recover faster if you become sick. So, ALWAYS have a stockpile of chicken soup (preferably homemade) in your refrigerator or freezer! In addition, hot liquids can also help reduce the symptoms of a cold or flu virus, relieving sinus and throat pain.

Hope this information is helpful to you in making sure that you go through the winter season and throughout the year as healthy as possible! Let’s all strive for a healthy body, mind and spirit EVERY day!

Want to make homemade soup? Here’s a quick recipe:

Chicken soup

Boil down all the bones with onions, garlic, carrots, celery and spices for a couple hours until all the meat that was left on the bones falls off and the bones have released their collagen (the gelatinous protein) and you’ve got homemade chicken stock. Strain it, pick out the chunks of chicken, add more ingredients like noodles or rice and new vegetables and you’ve got a pot of chicken whatever soup.

SCAM ALERT: Mystery Shopper Scam

Friday, December 12th, 2014

It’s the Holiday season and everyone is busy doing their shopping and preparing for celebrations. There’s that special feeling in the air and you’d like to think everyone is jolly. However, we have to remember not to let our guard down, because scam artists are out there waiting to snag you during this magical time of the year.

Recently a new scam has come to light and even has roots in New Jersey. It’s called the Mystery Shopper Scam.

Here’s how it works- you might receive an unsolicited email offer to be a mystery shopper. Or, get a message on social media from a “friend” who says they’ve had success with mystery shopping in reality, that friend’s account had been hacked. Other scammers will put ads in newspapers or online posting sites like Craigslist, promising an easy way to make money. There have even been cons offered through regular mail.

Once contact has been made with a person who wants to be a mystery shopper, they’ll send a check to the shopper. Of course, the check is a fake, and it will bounce, but not until days or even weeks later. The shopper is instructed to cash the check and take the funds for the shopping assignment. The assignment is “to analyze the ease of purchasing MoneyPak cards, or using a wire service such as Western Union”.

The shopper is instructed to visit a local retailer to buy MoneyPak cards (in some examples it was 3 cards worth $500 each) with the bulk of the money from the fake check. The rest is meant for the shopper to keep as a fee. After the purchase, the shopper is supposed to report on the shopping experience. To report on the experience the shopper must complete a survey, there are questions about the shopping experience, but also the shopper is supposed to enter the numbers that appear on the MoneyPak cards. You see, the scam is that the con artists take the money from the purchased gift cards, the check sent to the mystery shopper bounces and boom the scammers get the money and the shopper is out of up to $1,500.

The moral of the story is, if it sounds too good to be true, it probably isn’t real. Please use caution, especially during this holiday season.

Here are some red flags identified by the Federal Trade Commission to look out for:

Legitimate mystery shopping companies won’t:
• Advertise for mystery shoppers in a newspaper’s ‘help wanted’ section or by email.
• Require that you pay for “certification.”
• Guarantee a job as a mystery shopper.
• Charge a fee for access to mystery shopping opportunities.
• Sell directories of companies that hire mystery shoppers.
• Ask you to deposit a check and wire some or all of the money to someone.

To sum up, The Federal Trade Commission states that you should never pay to be a mystery shopper, you shouldn’t wire money to someone promising you a mystery shopper job and do research if you are interested in legitimate mystery shopper jobs. You can visit the Mystery Shopping Providers Association (MSPA) website at mysteryshop.org to search a database of mystery shopper assignments and learn how to apply for them. The MSPA offers certification programs for a fee, but you don’t need “certification” to look – or apply – for assignments in its database.

If you think you’ve been a victim of this or another scam, you can make a complaint through the Federal Trade Commission at https://www.ftccomplaintassistant.gov or contact your local law enforcement.

 

scam-alert

 

 

NJFA to host Honoree Event and Celebration, December 7th

Wednesday, November 12th, 2014

NJFA to host Honoree Event and Celebration, December 7th

Trenton—The New Jersey Foundation for Aging (NJFA) will host the Fall Honoree Event on Sunday, December 7th. The program will begin with a 2 pm matinee at the George Street Playhouse to see the production The Fabulous Lipitones. The show is a new musical comedy. Following the performance, guests will be invited to the Honoree Award Dinner at the Heldrich Hotel in New Brunswick.

Photo of Susan

Susan Bredehoft

The 2014 Honorees includes partners that enable the NJ Foundation for Aging to continue its work on behalf of NJ’s seniors. Honorees include the Grotta Fund for Senior Care, Lowell Arye, and Susan Bredehoft, NJFA Treasurer. The Grotta Fund for Senior Care has worked alongside the Foundation to create greater awareness of the diverse needs of seniors. Recently the Grotta Fund funded professional development programs to improve care transitions for seniors as they return to their homes after a period of hospitalization. Lowell Arye has worked in state and federal government, academia, philanthropy and the non-profit sector for more than 30 years. Lowell’s nationally recognized work focuses on the nexus between income security, health and long term services and supports for seniors and people with disabilities. Susan Bredehoft as Treasurer of the NJ Foundation for Aging has provided financial guidance and acumen to the NJFA Board during some fiscally lean years. Susan has also served as Event Chair since the inception of the annual fundraising event.

Lowell at Microphone

Lowell Arye, Deputy Commissioner of the NJ Dept of Human Services

  

After the performance at the George Street Playhouse the evening will include a reception and dinner at the Heldrich Hotel that will feature the award presentation, a silent auction, a 50/50 raffle and a menu that is sure to please. More information regarding tickets and sponsorship opportunities are available by visiting, www.njfoundationforaging.org , or by calling the office, 609-421-0206. Or, contact us by email at mchalker@njfoundationforaging.org

 

fablipsign

Encore Presentation!

Wednesday, October 22nd, 2014

 Encore Presentation!

 NJFA is pleased to announce that we will be hosting an Encore Presentation of two sessions offered at our June conference. If you were unable to attend in June or if you did attend and did not get to these sessions, now is your chance!

 Also, please send this along to any colleagues who may have missed out on our June conference.

 Space is limited! Register today!

 NJFA Fall Seminar Series

Monday, November 10th

8:30 am to 12 pm

Crowne Plaza Monroe

Aging in Place for All

Land Use and Complete Streets- Considerations for age friendly communities.

Karen Alexander, MPA, Managing Director, NJTIP @ Rutgers

Tim Evans, MS, MCRP from NJ Future

Recognizing and Adjusting Attitudes to Serve LGBT Seniors

Carolyn Bradley, Ph.D, LCSW, LCADC, Associate Professor Monmouth University.

 2 CEUS for Social Workers, LNHA/CALA, Activity/Recreation Professionals

 8:30 am        Registration and Continental Breakfast

9:00 am        Welcome

9:30 am        Program Begins

 Registration: $45

Please RSVP by November 3rd.

Name:______________________________ Organization:________________________________

Email:_______________________   Phone#:___________________

Payment:

?Check

Please make check payable to NJ Foundation for Aging, 145 W. Hanover St. Trenton, NJ 08618

?Credit Card

(Visa/Mastercard/Discover Only)

Name (as appears on Card) _____________________

CC #________________________________________

Security Code(3 digit # on back of card)___ Exp Date___

Billing Zip Code ____________

This program has been sponsored by The Reinvestment Fund

Questions? For more information, contact the New Jersey Foundation for Aging at 609-421-0206 or email mchalker@njfoundationforaging.org

Please return this form by November 3, 2014 to the email above or fax to 609-421-2006

Space is limited, register early!

 

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http://www.njfoundationforaging.org/

Medicare Open Enrollment Starts Today (Oct. 15th)

Wednesday, October 15th, 2014

Medicare Open Enrollment Starts Today (Oct. 15th)

Open Enrollment is happening now. From October 15th to December 7th you can make changes to your Medicare coverage.

What changes can you make?

If you are enrolled in Original Medicare, you can join a Medicare Advantage plan with or without drug coverage. These plans are private companies that are approved by Medicare and give you the services of Original Medicare. If you join a Medicare Advantage plan, you do not need to have a supplement plan (also known as a Medigap policy) and if your Medicare Advantage plan has drug coverage, you will not need a Part D plan.

If you are in a Medicare Advantage Plan, you can switch to another Medicare Advantage plan or drop your Medicare Advantage Plan. If you decide to drop a plan and not switch to another plan, you will be enrolled in Original Medicare.   You should then consider enrolling in a supplement plan to cover the costs that Original Medicare does not pay for and enroll in a Part D plan for drug coverage.

If you are in Original Medicare with a Part D plan, you can stay in Original Medicare and switch your Part D plan.

If you are in Original Medicare and do not have a Part D plan, you can enroll in a Part D plan.

Why You Should Review Your Coverage

It’s important to review your coverage before making a decision. And remember just because your doctor and medications are covered in your Medicare Advantage plan, supplemental plan or drug plan this year doesn’t automatically mean they will be covered in the coming year. Research studies show that Medicare recipients can save money if they review their Part D coverage. Make sure to confirm cost, copays, coinsurance, covered providers, and prescription drugs. Here are a few things to consider:

  • Has your health changed in the last year?
  • Is your current plan still meeting all of your health needs?
  • How much have you paid out-of-pocket in the last year—and for what?
  • How is your plan changing for the coming year? How will that affect your out-of-pocket        costs?
  • Are there better options available to you now?

There are many ways you can get assistance with this process. You can contact Medicare directly at 1-800-MEDICARE or at www.medicare.gov

You can also contact your County SHIP (State Health Insurance Program) by calling 1-800-792-8820 or visit http://www.state.nj.us/humanservices/doas/services/ship/

NCOA (National Council on Aging) also has some useful information and tools. Like Medicare Quick Check, where you can answer some questions and you’ll get advice on choosing a new plan. Find it at https://medicarequickcheck.benefitscheckup.org/medicare-quick-check/?SID=543e7baa3cc91

In November, tune into Aging Insights to hear from the Senior Medicare Patrol of NJ, including Open Enrollment.

News-Open-enrollment-Oct-15th

September is Fall Prevention Month

Thursday, September 25th, 2014

September is Fall Prevention Month. The October episode of Aging Insights (all episodes can be seen here.) will feature two professionals talking about ways to prevent falls at home. Here are some tips from one of them, Linda A. Lucuski, MPT, Certified Vestibular Rehab Specialist at University Medical Center of Princeton, Outpatient Rehab at Hamilton.

Life can become a challenge when simple movements such as bending or turning suddenly cause you to become dizzy, experience vertigo or fall.

Dizziness is a sensation of movement and a feeling of falling. The individual may experience light-headedness, giddiness, swimming or floating. Vertigo is a sensation that the individual or the world around him or her is spinning or whirling about. Disequilibrium is the lack or loss of equilibrium or stability and a fall is defined as a loss of an upright or erect position suddenly. The individual does not have to land on the floor to qualify as a fall. By age 65 about 30% of the population in the United States will experience episodes of dizziness and will report a significant fall annually. These rates become significantly higher for individuals with impaired mobility. Falls can be one of the leading causes of hospital stays, fractures and even deaths in people over the age of 65.

All too often, a fall may result in loss of movement and activity, which may cause weakness, loss of mobility and then an even greater risk for another fall. Don’t limit your activity to prevent falls. Reduce your chance of a fall by following these guidelines:

Review your medications with your physician, pharmacist or health care provider. Many medications may cause dizziness, drowsiness or lethargy and may cause you to fall.

Have your eyes examined yearly and clean your glasses on a daily basis.

Keep moving. Exercise helps to strengthen your muscles and improve the mobility of your joints.

Consider a home safety assessment. Insurance companies may pay for this assessment when prescribed by your physician and performed by a physical or occupational therapist.

A physical therapy evaluation and treatment program may be appropriate for individuals with loss of balance and who fall frequently. Treatment may occur in your home or in an outpatient rehab center.

Wear sensible shoes. High heels, sloppy slippers and shoes with slick soles can make you slip, stumble and fall. So can walking in socks or stockings. Have your feet measured each time you buy shoes as foot size can change. Wear proper fitting, sturdy shoes with nonskid soles and choose lace-up or velcro closed shoes instead of slip-ons.

Keep your home brightly lit to avoid tripping over objects that are hard to see. Use nightlights in bedroom, bathroom and hallways. Have a lamp within reach of your bed and glow in the dark or illuminated light switches. Turn on lights when going up/down stairs. Have flashlights and batteries readily available.

Be aware of loose cords and wires. Remove clutter, especially in walkways. Place non-skid liners under carpets and remove throw rugs. Be aware of wet floors, both at home and in the community.

Consider purchasing a cordless phone that you can keep by your bed. You may also take the phone with you when you are outdoors, going to the mail box, etc.

Place non-skid strips in the bottom of the bathtub. Use a tub seat and a hand held shower if you experience loss of balance while showering. Install grab bars for easy access to the tub or shower.

Use railings on both sides of indoor and outdoor stairs. Place rubber stair treads on stairs to reduce slipping. Be aware of small pets that may get underfoot while walking or climbing stairs.

Falls may be prevented by following the guidelines above. Pay attention to your environment, stay mobile with gentle exercise and speak to your health care provider regarding any falls that occur.

Be sure to tune in to Aging Insights in October for the Fall Prevention Episode!

NJ Artist to Celebrate 80th Birthday

Monday, September 15th, 2014

Join us in congratulating Sydney Neuwirth on her upcoming milestone.

Ms. Neuwirth was featured in an issue of Renaissance Magazine and has been a friend of NJFA for a few years and we are happy to share the news of this celebration in her honor.

Sydney is celebrating her 80th birthday with a Gallery Show at Cranbury Station Gallery in Princeton from Oct 10 to the 13th offering a sampling of her art produced over the last 40 years. On Friday October 10th there will be a reception to honor Mrs. Neuwirth at the Gallery from 6 to 9 PM.

Sydney’s work is unique and she often works in a serial fashion. Most of her collages are composed of fragments of her own watercolors combined with pictures, letters and numbers cut from specially selected books that hold personal significance for her.

Don’t miss this exhibit; many of these pieces have not been formally displayed in the past. For more show information please contact gallery owner Kathleen Morolda at 609—921-0434. You can also visit Sydney’s website: www.sydneyneuwirth.com 

sydney

Sydney Neuwirth, “The Alchemy of Fire”, watercolor with gold leaf

Honorees Who Shine a Light

Wednesday, September 3rd, 2014

NJFA to Hold Fundraising Event and Honoree Dinner

The New Jersey Foundation for Aging (NJFA) will hold its Annual Fundraising event on Sunday, Dec. 7, 2014. The event, titled Honorees Who Shine a Light, will begin with a 2 pm matinee at the George Street Playhouse to see the production, The Fabulous Lipitones. The show is A new acapella musical comedy by Mark St. Germain and John Markus. Following the performance at the George Street Playhouse, guests will be invited to the Honoree Award Dinner at the Heldrich Hotel.

At this year’s event NJFA is celebrating the work of three distinguished honorees. We are sure you will agree that their work and their commitment engender the spirit of lighting the way and being leaders in the field of aging. The honorees are, The Grotta Fund for Senior Careof the Jewish Community Foundation of Greater MetroWest, Susan Bredehoft, NJFA Trustee & Treasurer, and Lowell Arye.

 Dinner will feature an award presentation, a silent auction, a 50/50 raffle and a menu that is sure to please. More information, is available on NJFA’s website www.njfoundationforaging.org/ by calling the office, 609-421-0206 Sponsorship opportunities are available please contact us for details. Formal invitations will be out soon, if you wish to receive an electronic invitation, please send your email address to mchalker@njfoundationforaging.org.

Property Tax Reimbursement Program Deadline Extended

Friday, August 8th, 2014

 Property Tax Reimbursement Program Deadline Extended

More seniors can benefit from tax relief

Access to tax relief is still available for New Jersey residents. The filing deadline for applications to the Senior Freeze (Property Tax Reimbursement Program) has  been extended to September 15, 2014. The original deadline was June 2, 2014.

The NJ Elder Index indicates that 184,320 persons over age 65 who own their home in NJ have incomes below $48,204, which is well below the eligibility threshold for the Property Tax Reimbursement program which hovers around $80,000.  These are seniors who struggle each day to maintain their quality of life by trying to cover their basic needs. The Property Tax Reimbursement is a huge help to these seniors.

In order to be eligible for the reimbursement in 2014 these homeowners must have paid their property taxes by June 2013. The Division mailed reimbursement checks to eligible seniors and disabled residents who filed their 2013 applications by the original June 2 deadline in mid-July. Checks for eligible applicants who file 2013 applications after June 2 will be processed and delivered as quickly as possible thereafter.

For more information and details on how to apply visit: http://www.nj.gov/treasury/taxation/ptr/index.shtml or call 1-800-882-6597