Posts Tagged ‘SNAP’

Heat and Eat Programs are Vital for our most Vulnerable Residents

Monday, June 9th, 2014

                                                                                               

Heat and Eat Programs are Vital for our most Vulnerable Residents    

The New Jersey Foundation for Aging (NJFA) works with a variety of partners to highlight the essential safety net programs for low income seniors. These programs make the difference when seniors are faced with the daily challenge of paying the rent or buying food, paying for utilities or needed prescriptions.  SNAP (Supplemental Nutrition Assistance Program- formerly Food Stamps) and LIHEAP (a subsidy program for utility assistance) are two such programs. 

The NJ Elder Index and related data presents the basic costs of living for single elder and elder couple households in NJ. The NJ Foundation for Aging developed this report in partnership with the national organization Wider Opportunities for Women. The NJ data indicates that 43 percent of NJ single elders and elder couples living the community do not have sufficient income or assets to cover their basic living expenses. The average statewide costs for a single elder renter living in a one bedroom apartment are nearly $28,000 annually but the average Social Security benefit for a woman in NJ is around $14,800 and slightly higher for a man at around 19,000.

However, many seniors actually receive significantly less than the average. This point was clearly illustrated in a recent letter to our office from a single 84 year old elder whose sole income is $761 a month from Social Security.  After her rent she only has $104 to cover her monthly expenses.  Her monthly SNAP benefit is crucial to her quality of life and wellness. Many NJ seniors who have worked and saved find they face a similar challenge with the widening gap between their costs and income. SNAP and LIHEAP benefits make the difference for thousands of our neighbors across NJ.

Cuts for both of these programs are now in place which will disproportionately hurt seniors and persons with disabilities. As advocates, we need to raise our voices to urge the restoration of these cuts by considering administrative changes for the LIHEAP, along with budgetary resolutions to assure that $3.2 million is available so that food stamps are available for about 177,000 families. It is also important to note that while these programs help low income seniors and low income families they also dramatically impact the local economy since it is estimated that every one SNAP dollar actually results in $1.70 that is actually spent locally.

These are essential programs for New Jersey’s low income residents and our economy.

 

NJ Elder Economic Security Index

Tuesday, September 24th, 2013

In 2009 NJFA released the first NJ Elder Economic Security Index Report. This report provided the cost of living for people over 65 in NJ. Not only did it determine how much seniors need to meet their basic needs in NJ, but also broke down the data for all 21 counties in NJ.

 If you are not familiar with the Index, it breaks down the cost of living for NJ seniors in several categories- Housing, Transportation, Food, Healthcare and Misc. It also looks at these costs for both single elders and those living in a two person household. The Index goes even further to differentiate the costs for renters, homeowners with a mortgage and homeowners without a mortgage. With the release of the report in 2009 this opened the eyes of many policymakers and advocates as to the high cost of living for seniors. It also highlighted the issue of what senior’s income was compared to their cost of living. The accompanying Policy Brief also looked at the benefit programs and public supports that are available

In 2012 NJFA released an Index update. Not only did NJFA update the numbers but the new report also included a demographics study. The demographics study told us how many seniors in NJ were living below the Elder Index, not just in the state of NJ, but in each county as well.

Of single and two person households over 65 in NJ, 42.6% of them live below the Elder Index. Because the Elder Index is based on the costs for either a single elder or an elder living in a two person household, the demographic study misses those who are living in a household with 3 or more people.

If in 2012 42.6% of elderly single and two person households were living below the Index in NJ, what does that mean for 2013 and beyond? If we look at the change from 2009 (the first NJ Elder Index) and 2013, some seniors have seen more than a 30% increase in their cost of living. In 2009 the cost of living for a single senior renter in NJ was estimated to be $25,941. In 2013 its $28,860, that’s an 11.25% increase in costs without an increase in income. Some seniors may find it necessary to seek employment in retirement.

Not all seniors will be able to find employment or may not even be able to work. This is where benefit programs enter the picture. Programs like PAAD or Senior Gold can help cut the cost of prescription medications. Lifeline and LIHEAP can help them to pay their utilities bills. SNAP (formerly food stamps), Farmers Market Coupons and other nutrition programs will make it easier to access healthy foods. The highest cost for seniors is their housing. So naturally affordable housing would make the biggest impact for a senior who is below the index. However, affordable housing is difficult to come by. Many seniors are on multiple waiting lists, each kept separately without a way of sharing the information.

This is why NJFA continues to advocate for all services that may benefit seniors. In order to ensure that all of NJ’s seniors can live in the community of their choice, with independence and dignity.

To view the full Elder Index Report, please visit our website at www.njfoundationforaging.org/issues.html

 

 

 

 

 

Money saving tips

Friday, September 13th, 2013

Money saving tips

Here are some great tips for saving money. We gathered these from various sources, to learn more about each follow the links provided or contact a trusted financial advisor. 

Find your pension

To see if you or someone you know has an unclaimed pension-Search.pbgc.gov

Free credit monitoring

Creditsesame.com

Catch-up

If you are 50 or over you can contribute an extra $5,500 to your 401K plan as a catch up contribution in 2013

 Family ties

If adult children or grandchildren live with you it may mean special tax breaks. Ask your tax preparer about claiming dependents for family members you support.

Save on stamps

Paying bills online means not buying stamps

Free credit report

Don’t pay for credit reports. Get a free copy once a year from three companies- Equifax, TransUnion and Experian. Visit annualcreditreport.com

Selling your home?

The best day of the week to list your home for sale is Friday and the worst is Sunday. according to an analysis by a major real-estate brokerage firm. Listings on Fridays sell faster and for more money.

Save money on medications

Ask your doctor for free samples. Drug company reps drop them off all the time.

Skip the ER

If you have a non-life-threatening medical issue, like fevers, cuts, minor burns or headaches. Urgent care centers with walk-in features are more affordable and usually are open 7 days a week.

Grow it

If you put the stub of romaine lettuce in a glass of water and place it in a sunny spot it will grow back, the same is true of celery, spring onions and cabbage.

Weigh your options

If you need only a few vegetables or fruits for a recipe or meal, buying a small amount from the salad bar at your supermarket may be cheaper than buying a bag of precut vegetables.

Check it out

Instead of buying a book, why not visit your local library and borrow it.

Service advisory

If you get your car serviced at the dealer, ask to check for any service advisories. You might save on a repair that is covered.

Compare 401 (k) fees

Financial information company, BrightScope features free 401 (K) ratings directory that compares fees among plans. Check it out at brightscope.com/ratings

Community Gardening and Its Impact on Seniors

Wednesday, July 17th, 2013

 Community Gardening and Its Impact on Seniors

In continued celebration of NJFA’s 15th Anniversary, we’d like to share with you a guest blog from a former grantee, The Camden City Garden Club, Inc.

The Camden City Garden Club, Inc. (CCGC) operates several programs, which provide Camden residents of all ages access to fresh, locally-grown healthy food.  The CCGC’s Community Gardening Program enables 1000s of Camden families to grow their own food in community gardens, close to residents’ homes and promotes fellowship among neighbors.  The Camden City Garden Club provides plants, seeds, fertilizers, fencing, supplies and tips to its members for a small membership fee.

Through the Community Gardening Program, the CCGC works with the community to fight hunger and obesity in Camden, NJ, which is the one of the poorest, most dangerous US cities and also one of the “Top 9 Food Deserts”, according to the USDA. In 2013, the CCGC celebrates 29 Years of the Community Gardening Program, which is “perhaps the fastest growing in the US,” according to University of Pennsylvania study.  Today, CCGC has created and supports over 120 community gardens, 100 family gardens, and 12 school gardens.  The CCGC is helping more than 12% of Camden residents to eat fresh food from these gardens, producing an estimated $2.3 million in fresh produce each year, according to the report by University of Pennsylvania.

CCGC PROGRAMS ARE ASSISTING NJ SENIORS

With support from foundations like the NJ Foundation for Aging(NJFA), the CCGC has increased community gardening with seniors at Camden senior residence facilities.  CCGC and NJFA have also established a Senior Citizen Advisory Council for the Garden Club to improve services to encourage seniors to garden.  The Council has been operating successfully with 10 members, who represent various communities in the City of Camden.  Council members serve as teachers, mentors and guides to advance community gardens in Camden, addressing the particular needs of senior citizens and their families.  They provide the CCGC with advice on the needs of seniors and serve as mentors for those wishing to start-up new gardens and improve their gardening methods.

The CCGC Community Gardening Program is multi-generational and multi-ethnic.  It has a way of bringing together people of different racial, religious and ethnic backgrounds and having them work together to grow food for themselves, their families and neighbors.   The study by the University of Pennsylvania found that Camden gardens were remarkable for the amount of surplus that they produced and their generosity in sharing it with their neighbors.  These programs are especially helpful to Camden’s elderly as they often to not have access to transportation, are on a fixed income and because growing fresh foods is so important to a healthy active lifestyle.

GARDENING AT SENIOR HOUSING & GROWING FELLOWSHIP

Since its founding, senior citizens have always been a cherished part of the Garden Club.  Many of the members were older people who were interested in gardening since the time they were young children.  Garden Club senior gardeners include African Americans who grew up on farms in the South, some from Mexico, Puerto Rico and others who remember gardening with their parents and grandparents on small backyard gardens. 

Through support from the NJFA, the CCGC has been able to expand their services for seniors.  The Club supports large gardens at Northgate I and Northgate II, senior housing developments that accommodate over 50 gardeners.  There are several other community gardens throughout the City of Camden which are led by and cultivated by the CCGC’s active gardening senior.  Some outstanding gardens have been attributed to senior gardeners:  Paul Williams has an extensive garden – both have been focal points of their neighborhoods and a source of a surplus of healthy food.   The CCGC has supported the extensive community garden called the “Men’s Garden” because of the large number of senior men who garden there, as well as, their utilizing the outdoor space as a meeting place. 

INTERGENERATIONAL GARDENING & LEARNING

CCGC’s Community Gardening Program also offers opportunities for intergenerational learning.  Seniors have the opportunity to mentor the Camden teenagers who work as part of Youth Employment and Job Training Program,.  In addition, CCGC hosts AmeriCorps volunteers, young people who are part of the program CCGC hosts who come to volunteer in Camden, help seniors with some of their gardening work in return for learning from them about gardening, food and life.  Hundreds of Camden school children participate annually in the CCGC’s GrowLab Program.  Many of these children have community gardens in their neighborhoods at home, so they often teach their families and neighbors what they learned in school.  The seniors enjoy working and teaching the children what they know about gardening and preparing healthy meals also! 

SUPPLEMENTATION DELIVERED

To help supplement the food grown in the community gardens, the CCGC also operates a successful mini farm stand at the Camden Children’s Garden, which sells produce to seniors to supplement what they are able to grow themselves, with items like seasonal apples, blueberries, peaches and corn.  The Fresh Mobile Market will sell quality fresh vegetables and fruit at low prices.  Some of the produce will be grown at the CCGC’s Urban Farm on 3rd and Beckett Streets in Camden, NJ.  CCGC Board member and supporter, Duffield’s Farm in Sewell, NJ, will also supply produce.  In addition, the newly launched Fresh Mobile Market Program will bring fresh foods even closer to the homes of elderly residents, with a special focus on senior housing.  This program was launched May 2013 at a senior living facility Mickle Towers, along with the Fresh Mobile Partners, including the NJ Department of Agriculture, NJ 5th Legislative District, Camden County Freeholders, City of Camden Mayor, City of Camden Council, Duffield’s Farm, Holman Ford Lincoln, Walmart Corporation, Whole Foods Markets.  Also, the CCGC’s “Camden Grows”, the USDA Entrepreneurial Gardening Program, will enable Camden Community Gardeners to make a profit by selling their surplus of crops to the Mobile Market Program. 

POPULATION SERVED

The target population for the NJFA grants were low income senior citizens.  Throughout the year, CCGC estimates that at least 1,400 senior citizens (20% of CCGC’s 7,000 gardeners have been served).  CCGC has exceeded their goals for Senior Community Gardening and will continue to work with seniors as an integral part of the garden program. 

In conclusion, seniors are important leaders in the CCGC, providing inspiration and direction to gardeners of all ages throughout the city.  There is a great excitement about CCGC’s Community Gardening Program in Camden and senior citizens are an important reason for that.

To learn more about the Camden City Garden Club go to http://camdenchildrensgarden.org/about.html

 

 

Did you know? NJFA is celebrating our 15th Anniversary this year!

Monday, May 13th, 2013

Did you know?

Did you know that NJFA is celebrating our 15th Anniversary this year! Yes, NJFA was incorporated in 1998. It’s got us thinking, “what have we accomplished in all that time?” Well, the answer is, quite a lot. And we’d like to tell you about it.

When NJFA was established in 1998 it was formed with a mission to promote innovative approaches in the delivery of services that enable older adults to live in the community with independence and dignity through grant making to address unmet needs and through increasing society’s awareness to influence public policy. NJFA still seeks to hold true to that mission today, 15 years later.

Here’s how we’ve been doing so far:

NJFA has provided 44 grants to programs serving NJ Seniors.

Those 44 grants total $380,000 given to programs that serve more than 25,000 seniors across NJ.

NJFA provides public awareness through, Renaissance Magazine with 100,000 readers and Aging Insights, a public access TV program with 400,000 viewers, now on NJFA’s YouTube channel at http://www.youtube.com/njfoundationforaging

Public Policy- NJFA’s 2012 NJ Elder Economic Index Update Project is a continuation of Policy Work that began in 2009 with the first Elder Index report. The 2012 report adds demographic information to the cost of living report. Data is available in for all 21 Counties.

NJFA also continues to make transportation a priority, following the policy report, “Safe Mobility at Any Age” in 2005, we continue to work with partners like the Voorhees Transportation Center, Motor Vehicle Commission and AAA Automobile Club.

Professional Development-  15th Annual Professional Conference, June 12, 2013 Conference, Jamesburg, NJ. A day-long conference for professionals in  the aging network. Over 200 attendees will hear Nationally recognized key note speakers and be a able to chose from sessions on evidence based best practices and new initiatives for seniors and caregivers in NJ.

So you see, NJFA has really done a lot in 15 years and we hope to continue being a leading force in promoting “Aging Well” in NJ. Visit us at www.njfoundationforaing.org to learn more.

How can you help? When you visit our website, click on the donate here page to make a donation online or print out a donation form and mail it to us at 176 West State St, Trenton, NJ 08608.

Have questions or want more info? Call us at 609-421-0206 or email us at office@njfoundationforaging.org, we’d be glad to tell you all about our work!

After all, none of NJFA’s work would be possible without the support of our donors, partners, funders and of course our Board of Trustees and Senior Executive Council members!

 

 

 

The Affects of Sandy for Seniors

Wednesday, December 12th, 2012

The Affects of Sandy for Seniors

NJFA has partnered with NCOA on a few occasions to share a common message or service. NCOA’s One Away campaign has been something that NJFA has tweeted or facebooked about because we understand that many seniors (and many families) are one illness, one accident, on job loss away from a financial crisis. Now, as it turns out, they were just one hurricane away from financial disaster.

Before Sandy hit New Jersey, we knew there seniors who were living solely on Social Security. Many of them wondering by the end of the month how they’d make do until their next check. Sometimes, making a choice between food or medication or heat. NJFA has been aware of and worked on advocacy efforts for these seniors who are living on the edge of poverty.

NJFA’s 2012 Elder Index Update report shows that more than 25% of NJ seniors have difficulty closing the gap. We know that basic expenses in NJ for a single elder, in a one bedroom apartment are $27,960 a year. To read more of this report visit, http://www.njfoundationforaging.org/NJElderEconomicIndex2012.pdf

Certainly, seniors were among those affected by “Super-Storm” Sandy. Being displaced from their home, losing their belongings, are all things that may have pushed those living on the edge, over it. Those seniors may now be faced with not only how to stretch their dollars, but where to find dollars to replace their belongings or their home.

As we continue to hear stories about the people dealing with the recovery from the storm, we will see people like, Robert Ford, a disabled Vietnam veteran, whose family’s story of trying to save his home and keep him in it, was featured in the Asbury Park Press on Dec. 3rd. http://www.app.com/viewart/20121202/NJNEWS/312020047/Sandy-Highlands-veterans

In the article, you can read about how the family is struggling to find ways and money to rebuild the home and get Mr. Ford back where he wants to be. But it is not so easy for people that were barely making ends meet before the storm.

There are probably also many New Jersey seniors, who like Elaine of Maryland, who was featured in a video about senior hunger put out by the National Council on Aging, had her home flooded and wonders now how she’ll pay for the damage as well as continue to buy food, medication and pay for her heat. http://www.ncoa.org/get-involved/this-holiday-season-give-a.html

To find out about public supports and other programs that might help seniors in need contact your County Office on Aging, http://www.njfoundationforaging.org/services.html

Disaster SNAP – Food Assistance for those affected by Sandy

Wednesday, November 21st, 2012

CHRISTIE ADMINISTRATION BEGINS TRANSITION AWAY FROM STATE-SUPPORTED EMERGENCY SHELTERS THIS WEEK

TRENTON – The Christie Administration today announced that due to the success of finding temporary housing placements for shelterees, it anticipates closure of Monmouth Raceway Park’s Club House and the Arthur Brisbane Child Treatment Center – two state supported shelters – this week. Individuals who are ineligible for federal assistance, but require continued support, are working with representatives from their respective home counties’ Boards of Social Services to determine alternative accommodations.

“At this point, most of the individuals and families who remain in emergency shelter are those who struggled financially and experienced chronic homelessness even before Hurricane Sandy,” said Department of Human Services Commissioner Velez. “We’re familiar with their needs and we’ll continue to serve them during this transition.”  

On November 1st, New Jersey had more than 7,000 residents in 127 emergency shelters established to support evacuees and others in need of shelter following Hurricane Sandy. As of Tuesday morning, only 110 New Jersey residents remained in both locations.  Middlesex, Monmouth and Ocean Counties each continue to operate a local emergency shelter with a combined census of about 75 residents.

Since the shelters were set up, individuals and families on-site have worked with representatives from the Federal Emergency Management Agency (FEMA), state agencies, county social service representatives, the American Red Cross and other non-governmental organizations to develop plans for transitional, short and longer term housing options. Staff from the state’s Department of Children and Families also has met with families to help them find suitable housing arrangements.

“We are committed to helping families who remain in shelters successfully transition to temporary or longer-term housing over the next several days,” said DCF Commissioner Allison Blake. “Our goal is to assure these families remain safe and supported with the resources and assistance we are able to provide.”

Individuals and families moving from the shelters will be given a list of available resources including, addresses and phone numbers to: county Boards of Social Services, county-based Disaster Recovery Centers, state Family Success Centers, state Mental Health Screening Centers and County Alcoholism and Drug Abuse Coordinators.  In addition, they’ll receive website addresses to: NJ211 for basic referral services, NJ Helps to apply for state and federal entitlement programs and End Hunger NJ, which lists locations of food pantries and soup kitchens by county.

“The transition away from state-supported emergency shelters puts New Jersey solidly on the path to rebuilding the lives of our residents who were significantly impacted by Hurricane Sandy,” said Commissioner Velez. “We’re finding longer term solutions for people so they can move on from congregate sheltering arrangements and get their lives back on track.”

Learn more, connect with others and get involved.

Tuesday, May 1st, 2012

Learn more, connect with others and get involved.

 Affordable housing, job availability, livable wages, food security these are all key pieces to living and aging well in NJ. A recent article in the Trenton Times highlights the struggle of the homeless in accessing services at three key organizations that provide shelter, food and many other services. In navigating this “triangle” as they call it (due to distance traveled between each organization) some of the homeless in Mercer County have hope of escaping the street and having a home, a job, food, their health.

 Certainly Mercer County is not alone in this problem, throughout the state there are many homeless who find themselves navigating their way through the services available in each area. In addition to the homeless there are those living on the edge of homelessness, they are unemployed, under-employed and living pay check to pay check wondering if this will be the week they end up on the street.

There are many supports available to the homeless and working families, like SNAP (food stamps), SRAP (State Rental Assistance), Family Care (Medicaid/Health insurance) and of course there are many non-profit, charitable organizations that are doing their part to help those in need through various programs and supports. But is it enough?

 There are ways to get involved, to learn more and to connect with other advocates. The Anti-Poverty Network of NJ, a group of like-minded organizations and individuals that meet to strategize on advocacy efforts is holding a summit, Poverty Summit: A Call to Invest in the People of New Jersey on Monday, May 21, 2012 from 9 am to 12:30 pm at the War Memorial in Trenton, NJ. At this summit you will hear statistics on poverty in NJ, you’ll hear from service providers as well as community members who have experienced poverty, but you’ll also here about advocacy efforts and opportunities for you to join in those efforts.

So, please join us to learn more, connect with advocates and get involved. For more details and to register go to http://apnpovertysummit.eventbrite.com/

 PS- You can follow this up by coming to NJFA’s Annual Conference on June 14, 2012 to discuss affordable housing and many other important topics for aging well in NJ! www.njfoundationforaging.org/events.html

May is Older Americans Month

Monday, April 30th, 2012

The theme for Older Americans Month this year is Never Too Old to Play to learn more about this theme and what it means please visit http://olderamericansmonth.org/

 To find out what events might be taking place in your area, contact your County Office on Aging by visiting http://www.njfoundationforaging.org/services.html to find the websites and phone numbers for your county office or call 1-877-222-3737 to be connected to the office in your county.

 To kick off Older American’s Month, May’s episode of Aging Insights is all about the County Office on Aging and their services. NJFA’s Program Manager, Melissa Chalker hosts this episode which features three executive directors of NJ’s County Offices on Aging. Our guests are, Joanne Fetzko of Somerset County, Lorraine Joewono of Bergen County and Jane Maloney of Ocean County. In this episode our three guests tell us about the history of the County Offices on Aging and the services they provide to the community. In addition to addressing the community needs through the core services and what Lorraine labeled, “wrap around” services, many offices have expanded to a new model called ADRC, or Aging and Disabled Resource Connection which makes many of the services available to disabled individuals.

Aging Insights is available to public access stations. The show can also be seen on NJFA’s YouTube channel, http://ping.fm/UJr1r

Heat and Energy Assistance

Thursday, November 10th, 2011

According to the federal government (US Energy Information Administration), heating bills are expected to increase slightly this season compared to last winter. Those who heat their homes with oil can expect to see an average of about $220 or 12% more this winter. Those households that heating with natural gas are expected to spend an average of $27 or 4 % more. While those heating their homes with electricity can expect to spend an average of $18 r 2% more than last winter.

For those who need assistance the Low Income Home Energy Assistance Program or LIHEAP is now available for the coming winter season. LIHEAP is designed to help low-income families and individuals meet home heating and medically necessary cooling costs. This year, the application period is November 1, 2011 to April 30, 2012.  To apply for LIHEAP, contact the authorized local community action agency or community based organization in your area.  A list of these agencies is found at www.energyassistance.nj.gov.  For persons age 60 or over, or who are disabled, applications may be received and returned by mail.  Other households may apply by mail at the discretion of the local agency. People who participated in LIHEAP last year will receive a recertification form in the mail to renew assistance through this program.

To be eligible for LIHEAP benefits, the applicant household must be responsible for home heating or cooling costs, either directly or included in the rent; and have gross income at or below 200% of the federal poverty level.  The chart below gives specific monthly gross income maximums for FFY 2012.  Persons who live in public housing and/or receive rental assistance are not eligible unless they pay for their own heating/cooling costs directly to the fuel supplier.  The amount of the LIHEAP heating benefit is determined by income, household size, fuel type, and heating region.  This year, the medically necessary cooling assistance benefit is set at $160.

For further information on LIHEAP or to locate the nearest application agency, call 1-800-510-3102.  Additional information about LIHEAP, including an application, is also available at www.energyassistance.nj.gov.

  LIHEAP

MAXIMUM MONTHLY GROSS INCOME ELIGIBILITY LEVELS
FFY 2012

Household

Size

USF

Program

LIHEAP

Program

1 $1,589 $1,815
2  $2,146 $2,452
3 $2,703 $3,089
4 $3,260 $3,725
5 $3,817 $4,362
6 $4,374 $4,999
7 $4,931 $5,635
8 $5,488 $6,272
9 $6,045 $6,909
10 $6,602 $7,333
11 $7,159 $7,485
12 $7,716 $7,638
If more than 12, add: $557 for each person $153 for each person

 If you are above the following income guidelines, but still need assistance with your heating or energy bills you may be eligible for assistance through NJ Shares. NJ SHARES provides energy assistance to moderate and fixed-income households experiencing a financial crisis. Eligibility is based on household size and income. Their clients are families and individuals who do not qualify for Federal and State assistance programs due to the household’s income. NJ SHARES Grant amounts can be up to $700 for heating source (gas, oil, propane and electric heat), and can be up to $300 for electric service. Grants must result in continuance and/or restoration of service. Applicants must demonstrate a temporary financial need and a history of good-faith payments to their energy provider.

 Eligibility Guidelines

 Applicants Must:

  • Reside in New Jersey
  • Be experiencing a financial crisis, such as a job loss or illness
  • Be behind on their energy bill, or need a fuel delivery
  • Have income over the limit for Federal programs such as the Low Income Energy Assistance Program (LIHEAP) and state programs such as the Universal Service Fund (USF).
  • Have an income level that does not exceed 400% of the Federal Poverty Level
  • Have made a good-faith payment of $100 or more within 90 days of applying for NJ SHARES (for gas and electric customers; deliverable fuel customers are excluded from this rule)

Guidelines for Seniors and the Disabled:

  • Applicants 65 years of age or older, with households of one or two members, will be eligible for NJ SHARES if the maximum household income is $80,000 annually or $6,666 monthly. Proof of age is required.
  • Applicants receiving Federal Social Security Disability (SSD) benefits, with households of one or two members, will be eligible for NJ SHARES if the maximum household income is $80,000 annually or $6,666 monthly. Applicants must show proof of Federal SSD benefit.

 Required Documentation for NJ SHARES applications:

  • Documents should be furnished to the intake agency at time of application.

1) Proof of Income (last four consecutive weeks prior to application date)

2) Proof of Identification

3) Most Recent Energy Bill