Posts Tagged ‘budget cuts’

Encore Presentation!

Wednesday, October 22nd, 2014

 Encore Presentation!

 NJFA is pleased to announce that we will be hosting an Encore Presentation of two sessions offered at our June conference. If you were unable to attend in June or if you did attend and did not get to these sessions, now is your chance!

 Also, please send this along to any colleagues who may have missed out on our June conference.

 Space is limited! Register today!

 NJFA Fall Seminar Series

Monday, November 10th

8:30 am to 12 pm

Crowne Plaza Monroe

Aging in Place for All

Land Use and Complete Streets- Considerations for age friendly communities.

Karen Alexander, MPA, Managing Director, NJTIP @ Rutgers

Tim Evans, MS, MCRP from NJ Future

Recognizing and Adjusting Attitudes to Serve LGBT Seniors

Carolyn Bradley, Ph.D, LCSW, LCADC, Associate Professor Monmouth University.

 2 CEUS for Social Workers, LNHA/CALA, Activity/Recreation Professionals

 8:30 am        Registration and Continental Breakfast

9:00 am        Welcome

9:30 am        Program Begins

 Registration: $45

Please RSVP by November 3rd.

Name:______________________________ Organization:________________________________

Email:_______________________   Phone#:___________________

Payment:

?Check

Please make check payable to NJ Foundation for Aging, 145 W. Hanover St. Trenton, NJ 08618

?Credit Card

(Visa/Mastercard/Discover Only)

Name (as appears on Card) _____________________

CC #________________________________________

Security Code(3 digit # on back of card)___ Exp Date___

Billing Zip Code ____________

This program has been sponsored by The Reinvestment Fund

Questions? For more information, contact the New Jersey Foundation for Aging at 609-421-0206 or email [email protected]

Please return this form by November 3, 2014 to the email above or fax to 609-421-2006

Space is limited, register early!

 

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http://www.njfoundationforaging.org/

Medicare Open Enrollment Starts Today (Oct. 15th)

Wednesday, October 15th, 2014

Medicare Open Enrollment Starts Today (Oct. 15th)

Open Enrollment is happening now. From October 15th to December 7th you can make changes to your Medicare coverage.

What changes can you make?

If you are enrolled in Original Medicare, you can join a Medicare Advantage plan with or without drug coverage. These plans are private companies that are approved by Medicare and give you the services of Original Medicare. If you join a Medicare Advantage plan, you do not need to have a supplement plan (also known as a Medigap policy) and if your Medicare Advantage plan has drug coverage, you will not need a Part D plan.

If you are in a Medicare Advantage Plan, you can switch to another Medicare Advantage plan or drop your Medicare Advantage Plan. If you decide to drop a plan and not switch to another plan, you will be enrolled in Original Medicare.   You should then consider enrolling in a supplement plan to cover the costs that Original Medicare does not pay for and enroll in a Part D plan for drug coverage.

If you are in Original Medicare with a Part D plan, you can stay in Original Medicare and switch your Part D plan.

If you are in Original Medicare and do not have a Part D plan, you can enroll in a Part D plan.

Why You Should Review Your Coverage

It’s important to review your coverage before making a decision. And remember just because your doctor and medications are covered in your Medicare Advantage plan, supplemental plan or drug plan this year doesn’t automatically mean they will be covered in the coming year. Research studies show that Medicare recipients can save money if they review their Part D coverage. Make sure to confirm cost, copays, coinsurance, covered providers, and prescription drugs. Here are a few things to consider:

  • Has your health changed in the last year?
  • Is your current plan still meeting all of your health needs?
  • How much have you paid out-of-pocket in the last year‚Äîand for what?
  • How is your plan changing for the coming year? How will that affect your out-of-pocket ¬†¬†¬†¬†¬†¬† costs?
  • Are there better options available to you now?

There are many ways you can get assistance with this process. You can contact Medicare directly at 1-800-MEDICARE or at www.medicare.gov

You can also contact your County SHIP (State Health Insurance Program) by calling 1-800-792-8820 or visit http://www.state.nj.us/humanservices/doas/services/ship/

NCOA (National Council on Aging) also has some useful information and tools. Like Medicare Quick Check, where you can answer some questions and you’ll get advice on choosing a new plan. Find it at https://medicarequickcheck.benefitscheckup.org/medicare-quick-check/?SID=543e7baa3cc91

In November, tune into Aging Insights to hear from the Senior Medicare Patrol of NJ, including Open Enrollment.

News-Open-enrollment-Oct-15th

Property Tax Reimbursement Program Deadline Extended

Friday, August 8th, 2014

 Property Tax Reimbursement Program Deadline Extended

More seniors can benefit from tax relief

Access to tax relief is still available for New Jersey residents. The filing deadline for applications to the Senior Freeze (Property Tax Reimbursement Program) has  been extended to September 15, 2014. The original deadline was June 2, 2014.

The NJ Elder Index indicates that 184,320 persons over age 65 who own their home in NJ have incomes below $48,204, which is well below the eligibility threshold for the Property Tax Reimbursement program which hovers around $80,000.  These are seniors who struggle each day to maintain their quality of life by trying to cover their basic needs. The Property Tax Reimbursement is a huge help to these seniors.

In order to be eligible for the reimbursement in 2014 these homeowners must have paid their property taxes by June 2013. The Division mailed reimbursement checks to eligible seniors and disabled residents who filed their 2013 applications by the original June 2 deadline in mid-July. Checks for eligible applicants who file 2013 applications after June 2 will be processed and delivered as quickly as possible thereafter.

For more information and details on how to apply visit: http://www.nj.gov/treasury/taxation/ptr/index.shtml or call 1-800-882-6597

EyeCare America

Tuesday, July 8th, 2014

You never know where you are going to find good information. This time we have to thank Abigail Van Buren, also known as, Dear Abby. A reader wrote in on the topic of eye care and how some people put off exams and tests due to insurance issues. Either lack of insurance or high out of pocket costs even with insurance; many of these people are seniors. The reader just happened to be an eye doctor and wanted to share information about a program that can help, EyeCare America. And luckily being the smart lady she is, Ms. Van Buren shared it in her column. So, we here at NJFA looked a little further into EyeCare America so we could share it with you.

EyeCare America is a public service program of the Foundation of the American Academy of Ophthalmology. Their mission is to preserve sight by raising awareness about eye disease and providing access to medical eye care.

By age 65, one in three Americans has some form of vision-limiting eye disease. To help address this growing need, EyeCare America provides eye care to US citizens and legal residents through volunteer ophthalmologists (Eye Doctor) at no cost to those who qualify. The exam is focused on eye disease and will not cover eye glasses, please see below for more details on what is covered in this program or visit the EyeCare America Website

EyeCare America facilitates eye care for U.S. citizens or legal residents who are without an Eye doctor. and who do not belong to an HMO or do not have eye care coverage through the Veterans Administration.

So, who qualifies for this help?

  • Those who are age 65 or older and who have not seen an eye doctor in three or more years may be eligible to receive a comprehensive, medical eye exam and up to one year of care at no out-of-pocket cost for any disease diagnosed during the initial exam. Volunteer ophthalmologists will waive co-payments, accepting Medicare and /or other insurance reimbursement as payment in full: patients without insurance receive this care at no charge.
  • Those who are determined to be at increased risk for glaucoma (by age, race and family history) and have not had an eye exam in 12 months or more may be eligible to receive a free glaucoma eye exam if they are uninsured. Those with insurance will be billed for the exam and are responsible for any co-payments. The initiation of treatment is provided, if deemed necessary by the doctor during the exam.

SERVICES THAT ARE NOT COVERED:

  • Additional services necessary for your care such as, hospitals, surgical facilities, anesthesiologists and medications, are beyond the scope of EyeCare America services. The ophthalmologist is a volunteer who agrees to provide only services within these program guidelines.

EYEGLASSES ARE NOT COVERED:

  • Some eye conditions may affect vision as though eyeglasses are needed, when what is actually needed is the medical care of an ophthalmologist, and not eyeglasses. EyeCare America provides this medical eye care, only. The program does not provide eyeglass prescriptions, eyeglass/refraction exams (the prescription part of exam) or cover the cost of glasses. If you are concerned about the cost of these items, please discuss this with the doctor BEFORE the examination.

For more information or to see if you qualify, visit the EyeCare America website at eyecareamerica.org

 

Heat and Eat Programs are Vital for our most Vulnerable Residents

Monday, June 9th, 2014

Heat and Eat Programs are Vital for our most Vulnerable Residents    

The New Jersey Foundation for Aging (NJFA) works with a variety of partners to highlight the essential safety net programs for low income seniors. These programs make the difference when seniors are faced with the daily challenge of paying the rent or buying food, paying for utilities or needed prescriptions.  SNAP (Supplemental Nutrition Assistance Program- formerly Food Stamps) and LIHEAP (a subsidy program for utility assistance) are two such programs. 

The NJ Elder Index and related data presents the basic costs of living for single elder and elder couple households in NJ. The NJ Foundation for Aging developed this report in partnership with the national organization Wider Opportunities for Women. The NJ data indicates that 43 percent of NJ single elders and elder couples living the community do not have sufficient income or assets to cover their basic living expenses. The average statewide costs for a single elder renter living in a one bedroom apartment are nearly $28,000 annually but the average Social Security benefit for a woman in NJ is around $14,800 and slightly higher for a man at around 19,000.

However, many seniors actually receive significantly less than the average. This point was clearly illustrated in a recent letter to our office from a single 84 year old elder whose sole income is $761 a month from Social Security.  After her rent she only has $104 to cover her monthly expenses.  Her monthly SNAP benefit is crucial to her quality of life and wellness. Many NJ seniors who have worked and saved find they face a similar challenge with the widening gap between their costs and income. SNAP and LIHEAP benefits make the difference for thousands of our neighbors across NJ.

Cuts for both of these programs are now in place which will disproportionately hurt seniors and persons with disabilities. As advocates, we need to raise our voices to urge the restoration of these cuts by considering administrative changes for the LIHEAP, along with budgetary resolutions to assure that $3.2 million is available so that food stamps are available for about 177,000 families. It is also important to note that while these programs help low income seniors and low income families they also dramatically impact the local economy since it is estimated that every one SNAP dollar actually results in $1.70 that is actually spent locally.

These are essential programs for New Jersey’s low income residents and our economy.